Written by Leanne Verges at Holiday Extras Cover
Your Guide to Cruise Insurance: What You Need to Know
September 21, 2024
Cruising can raise many questions, particularly when it comes to understanding your travel insurance coverage. To help clarify things, we reached out to Leanne Verges, Senior Partnerships Manager at Holiday Extras Travel Insurance. She has answered some of the most frequently asked questions about their cruise cover insurance policies, ensuring you have all the information you need for a smooth and worry-free journey.
What Does Cruise Insurance Cover That General Travel Insurance Doesn’t?
Many standard travel insurance policies don’t automatically include cover for cruises, making it essential to check this before purchasing a policy. Cruise insurance is specifically designed to address the unique aspects of a cruise holiday, ensuring that all parts of your insurance policy are applicable while you’re onboard.
At Holiday Extras, our cruise cover includes several benefits tailored to cruise travel, such as:
● Missed Port Benefit: Compensation if you miss a port, paid per port up to a maximum limit.
● Cabin Confinement Benefit: Coverage if you’re confined to your cabin due to illness, paid per day up to a maximum limit.
● Missed Excursion Cover: Reimbursement for pre-booked excursions missed due to cabin confinement.
● Additional Personal Effects and Baggage: Extra coverage for personal belongings and luggage beyond the standard policy limit.
● Evening Wear Cover: Protection for formal wear, which is often required on
cruises. These benefits are designed to provide comprehensive protection tailored to the unique circumstances of a cruise holiday.
Are Pre-existing Medical Conditions Covered?
Finding suitable travel insurance with pre-existing medical conditions can be challenging. The key is finding a provider that offers robust coverage tailored to your individual needs. At Holiday Extras, we consider all medical conditions.
Interesting Fact:
In a recent survey, we discovered that over 55% of our insurance customers had agreed to the terms and conditions without actually reading them. To address this, we’ve implemented AI technology that engages in meaningful conversations with our customers. This ensures they fully understand their policy and know exactly what they are covered for. Visit SYD on our website to answer all your policy questions https://www.holidayextras.com/travel-insurance/syd.html
Why Should Guests Choose Holiday Extras for Their Cruise Cover?
Holiday Extras has over 40 years of experience in travel insurance and is featured in the FCA-approved Money Advice Service travel insurance directory. We’ve been recognised as the best insurance provider at the Travel Weekly Globe Awards for the past 15 years and maintain an excellent rating on Trustpilot.
Our specially tailored Cruise Insurance product is developed in collaboration with major cruise lines, offering COVID-19 cover as standard on all policies and no upper age limit on single-trip policies.
For a seamless and well-informed insurance experience, choose Holiday Extras and travel with confidence. Contact The Holiday Extras team on 0333 188 0667 and be sure to provide your travel agent's referral code when calling.
The school calendar waits for no one. One minute you're thinking "I must sort something for half term" and the next, it's a week away and you're frantically Googling "last minute holidays May half term" at 11pm while the kids are asleep. We've all been there. The good news? Last-minute family holidays are absolutely still possible — and with a personal travel agent on your side, they're a lot less stressful than you might think. Here's everything you need to know about booking a brilliant half term break, even when time is short.
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