Written by Leanne Verges at Holiday Extras Cover
Your Guide to Cruise Insurance: What You Need to Know
September 21, 2024
Cruising can raise many questions, particularly when it comes to understanding your travel insurance coverage. To help clarify things, we reached out to Leanne Verges, Senior Partnerships Manager at Holiday Extras Travel Insurance. She has answered some of the most frequently asked questions about their cruise cover insurance policies, ensuring you have all the information you need for a smooth and worry-free journey.
What Does Cruise Insurance Cover That General Travel Insurance Doesn’t?
Many standard travel insurance policies don’t automatically include cover for cruises, making it essential to check this before purchasing a policy. Cruise insurance is specifically designed to address the unique aspects of a cruise holiday, ensuring that all parts of your insurance policy are applicable while you’re onboard.
At Holiday Extras, our cruise cover includes several benefits tailored to cruise travel, such as:
● Missed Port Benefit:
Compensation if you miss a port, paid per port up to a maximum limit.
● Cabin Confinement Benefit:
Coverage if you’re confined to your cabin due to illness, paid per day up to a maximum limit.
● Missed Excursion Cover:
Reimbursement for pre-booked excursions missed due to cabin confinement.
● Additional Personal Effects and Baggage:
Extra coverage for personal belongings and luggage beyond the standard policy limit.
● Evening Wear Cover:
Protection for formal wear, which is often required on
cruises. These benefits are designed to provide comprehensive protection tailored to the unique circumstances of a cruise holiday.
Are Pre-existing Medical Conditions Covered?
Finding suitable travel insurance with pre-existing medical conditions can be challenging. The key is finding a provider that offers robust coverage tailored to your individual needs. At Holiday Extras, we consider all medical conditions.
Interesting Fact:
In a recent survey, we discovered that over 55% of our insurance customers had agreed to the terms and conditions without actually reading them. To address this, we’ve implemented AI technology that engages in meaningful conversations with our customers. This ensures they fully understand their policy and know exactly what they are covered for. Visit SYD on our website to answer all your policy questions https://www.holidayextras.com/travel-insurance/syd.html
Why Should Guests Choose Holiday Extras for Their Cruise Cover?
Holiday Extras has over 40 years of experience in travel insurance and is featured in the FCA-approved Money Advice Service travel insurance directory. We’ve been recognised as the best insurance provider at the Travel Weekly Globe Awards for the past 15 years and maintain an excellent rating on Trustpilot.
Our specially tailored Cruise Insurance product is developed in collaboration with major cruise lines, offering COVID-19 cover as standard on all policies and no upper age limit on single-trip policies.
For a seamless and well-informed insurance experience, choose Holiday Extras and travel with confidence. Contact The Holiday Extras team on 0800 083 3551 and be sure to provide your travel agent's referral code when calling.
If you love the idea of unpacking just once but waking up in a new destination every day — a river cruise could be your dream holiday. Think gliding past vineyard-clad hillsides, docking in the heart of historic towns, and sipping wine on the top deck as medieval castles drift by. River cruising offers a more intimate, immersive, and peaceful alternative to ocean cruises — with all the luxury, but none of the crowds.
If you’ve ever dreamed of hearing lions roar at sunset, watching elephants cross the savannah, or waking up to birdsong in the African bush — a safari holiday should be at the top of your bucket list. Safari holidays are more than just a holiday. They’re an unforgettable journey into some of the most breathtaking landscapes on Earth, where the wildlife is wild, the skies are vast, and every day feels like a scene from a nature documentary.
If you love the idea of ticking off multiple sights, soaking up local culture, and having everything organised for you — all while someone else does the driving — a touring holiday might just be your perfect match. Whether it's a scenic coach trip through the Italian lakes, a cultural deep-dive through Japan, or a road trip across the USA, touring holidays offer a stress-free, immersive way to explore the world.
If your idea of a perfect holiday involves a bit more adrenaline than a sun lounger and a cocktail, adventure travel might just be your next obsession. From volcano hiking in Costa Rica to kayaking through Norwegian fjords, today’s travellers are swapping spa robes for walking boots and chasing experiences that challenge, inspire, and change the way we see the world.
August is one of the most popular months for travel – and for good reason. School’s out, the sun’s shining across Europe and beyond, and there’s a buzz in the air wherever you go. Whether you’re craving beach bliss, cultural treasures, or once-in-a-lifetime adventures, here are our top 5 destinations to consider for your August getaway.
At The Good Travel Agent, we believe that seeing the world shouldn’t come at the cost of harming it. And the good news? Sustainable travel doesn't mean sacrificing luxury, convenience, or enjoyment. In fact, with a few thoughtful choices, you can have a fabulous, feel-good holiday that leaves a lighter footprint on the planet — and an even bigger impression on your heart. Here’s how to travel sustainably without compromising comfort: